The accronym HMO means health maintainance organisation. basically, Health Insurance essentially covers the basic health medical bills of everyone under the policy. It works by spreading the risk over a group of people like families, or a company. Today, there are several health maintenance organizations in Nigeria that are mediating on behalf of the hospital and patients. Therefore, they are more or less the insurance company holding the policies.
List Of Top HMOs In Nigeria
Here are some of the top HMOs in Nigeria:
1. Hygia HMO
Hygia is one of the oldest and most prominent HMOs in Nigeria, with over 30 years of experience under their belt. Also, although the company received its license from the National Health Insurance Scheme in 2005,
it has been in existence since 1986. They offer cheap and affordable health insurance to citizens in Nigeria across the following plans:
Reliance is a common HMO service in Nigeria, with health plans across the family and business world. Also, their HMO services are easily accessible through the Reliance HMO mobile application. Some of the services the packages they offer include:
health point provides free health insurance packages for widows and children in the country. Also, one of the major benefits of health point HMO is their relatively low cost. You can purchase health insurance as low as N800. The available packages under them include:
This insurance maintenance organization has been in operation in Nigeria since 2001. They are one of the best at what they do and have a mission to deliver the highest level of health and wellness to customers. Also, some of the services they offer include IHMS:
Redcare health service limited focuses on providing value through health care solutions to meet the needs of customers. Also, the company is characterized by going above and beyond for policyholders. Some of the services they offer include:
Greenbay HMO focuses its services across personal, group, and corporate health insurance plans. Also, they offer an online platform, where you can access your health insurance details at any time of your choosing. More so, some of the services they offer include:
Total Health Trust Limited is the largest insurance company in Nigeria, with over 300,000 members. Also, it is one of the oldest, as it was established in 1998. Total health offers you access to more than 500 private hospitals. More so, some of their products include:
In conclusion, with the right HMO, you can protect yourself, your family, and employees against medical emergencies. Therefore, HMOs are an important aspect of saving costs and more importantly, protecting health in Nigeria. You can get a comprehensive list of health insurance firms.